Hi Reader, There is this song I’ve been listening to lately called “Summer on Repeat.” 🎶 I really like the beat 😊 And it also reminded me how many things around finances are just… on repeat. Your paycheck, your spending, your automatic payments for bills, your savings, your investments, … And honestly, some things are better when they are on repeat. I love that I don’t need to pause every month and think: “How much should I save?” “How much should I invest?” “Did I already move the money...

Reader, do you feel it too? Summer is in the air, ☀️the sun is shining (at least in my hemisphere), 🌊the ocean waves are crashing… or in my case, it’s more like still water in the pond not far from me. And with the longer daylight, sunny weather, and lighter mood, everything starts to feel a little easier ✨ We want to go out more. Enjoy more. Spend more. Plan holidays. Cherish the moment. And honestly? That’s awesome. But have you ever slightly dreaded what you might find in your bank...

Hi Reader, Yesterday, I was thinking about something I hear quite often: “I know I can afford it… but I still feel bad spending the money.” Maybe you’ve felt this too. You make a thoughtful decision. It’s not impulsive. It even fits within your budget. And yet… there it is. That quiet sense of guilt. It’s confusing because logically, nothing is wrong. But money decisions are rarely just logical. What I’ve seen, both in my own experience and with my students, is that this feeling often is not...